Welcome to the 2021 Massachusetts Personal Finance Challenge! The testing site will be live from March 15, 2021- April 23, 2021!

The links on the left will allow MA teachers to register their student teams (starting on January 11, 2021) and to check the rules. 

After teachers register, they create student teams of three to four students in the appropriate division - high school or middle school. Each teacher can register as many teams as they want. 

The MA Personal Finance Challenge is a 30-question, rapid-fire exam with questions from categories on Income and Money Management, Spending and Credit, and Saving and Investing. Individual students will complete the Challenge online at their schools, under the supervision of their teachers, if schools are open, or at their homes (or other non-school location) if schools are closed under the supervision of a parent/guardian between March 15, 2021 and April 23, 2021. Each student will have 35 minutes to complete the exam. 

First, second, and third place state team winners in the high school and middle school divisions, and in the Opportunity Zone division, will be recognized at an online awards ceremony to be held in May/June 2021.

This is a great online activity for your students to work on during this period of extended K-12 distance learning in MA. 

Best wishes to you and your students,

Dr. Margaret Brooks, Executive Director, MA Council


Results from 2020 MA Personal Finance Challenge

TEACHERS AND STUDENTS: Congratulations to all the teams that participated! The Spring 2020 Massachusetts Personal Finance Challenge has now concluded. Top rankings in this year's state competition are listed below. 

2020 MA Personal Finance Challenge

School Name


Team Name



Lexington High School


1st place

Newton North High School


2nd place

NIPMUC Regional High School


3rd place

Marshfield High School

Team 1 4th place

2020 MA Opportunity Zone Personal Finance Challenge

Brockton High School City of Champions 1st place

Brockton High School

Brockton Blazers 2nd place