Welcome to the Personal

Finance Challenge


If you selected your state on the map but landed here, don’t worry you’re in the right place! Your state is not currently offering its own competition. Thanks to the Voya Foundation, you can compete in the Personal Finance Challenge Wild Card Competition.


 You're Invited to Participate in the Personal 

 Finance Challenge Wild Card Competition! 

The National Personal Finance Competition is now CLOSED. The competition ended on April 22, 2022.

The Wild Card Competition is an online exam that will determine the top-scoring four teams who will advance to the Online First Round National Challenge of the National Personal Finance Challenge.

Teams of three-to-four high school students have a combined total of three (3) hours to complete the exam, during which each member will be tested individually on the six National Standards for Financial Literacy (earning income, buying goods and services, saving, using credit, financial investing, and protecting and insuring), for up to 35 minutes. 


2022 Wild Card Winners!!!

The winning teams will advance to the First Round National Challenge (Online)! Congratulations to all.

  • Carrol High School
    • Team name: Team Carrol Green, Texas
  • Land O'Lakes High School
    • Team name: Amogus, Florida
  • Conestoga SHS
    • Team name: Team 2, Pennsylvania
  • The Academy of Information Technology 
    • Team name: b-Komachi, Connecticut

Are you ready to register your student teams?

Simply click here: TEACHER REGISTRATION to begin creating your student teams.

  • The competition is FREE for all teachers/coaches and their students to participate. 
  • There is no limit to the number of teams that can register, so this makes a great class activity.

The Competition Schedule: 

  • Wild Card Competition Registration Period: January 1 to April 21, 2022
  • Wild Card Competition Exam Period: April 1 to April 22, 2022
  • Advancing Teams Notified: April 26, 2022
  • First Round National Challenge (Online): May 2 - May 11, 2022
  • National Semi-Finals (Virtual): May 17, 2022
  • National Finals (In-Person): June 4 to 5, 2022

At the In-Person National Finals, teams will compete in New York City for the national championship as well as cash prizes in the following amounts for each team member plus one teacher-coach:

1st place: $2,000 | 2nd place: $1,000 | 3rd place: $500 | 4th place: $250 

Please note: As the COVID-19 pandemic continues to impact those involved in the competition, we will monitor the situation and make timing decisions based on any changes as it evolves. 

The National Personal Finance Challenge is a program of the Council for Economic Education (CEE).