Getting Started

• Go to http://financechallenge.unl.edu/.
• Select Missouri.
• Register as a new teacher if you have never partcipated in the past or log in if you have participated in the past.

• Determine which competition division your students will participate in:

  • High School Division: for students enrolled in a high school level personal finance course or other financial education

  • Middle School Division: for students enrolled in a middle school level personal finance coure or other financial education.

New Teachers:

• You will need to complete the Teacher Registration and be approved by your local administrator before you can begin creating teams. Click here for an instructional video on Teacher Registration.

Creating Teams:

• When you are ready to create your teams for this year's competition, you may do so by accessing your Team Administration page and selecting "Create New Team." If you need any guidance on creating teams, click here for a quick instructional video.

Student Access Codes:

• Once your teams have been created, each student will be automatically assigned a unique access code that can only be used once - at the time of completing the challenge - and can only be used by that student. Watch this short video for guidance on locating your students' access codes. Once your teams are created, you can download a list (Excel spreadsheet) of your teams and your students' access codes. Distribute these access codes to your students when they are ready to take the Challenge.

Completing the Challenge:

• Students must compete in teams of 3-4 students.
• The challenge is only available for students to complete during a given time period each year.  This year's timeline is announced on the home page of this site.
• When it is time for students to complete the challenge, they will  go to http://financechallenge.unl.edu/ and select Missouri. They they will select "Student Access" and enter their unique access code that was assigned to them. They will then complete a short identification and challenge integrity confirmation before they begin the challenge. For insight on student access and the layout of the challenge, check out this short video.
• The challenge consists of an online exam with 30 multiple-choice questions covering the following topics:
  • Earning Income
  • Buying Goods and Services
  • Protecting and Insuring
  • Using Credit
  • Saving & Financial Investing
• Each student will be given 35 minutes to complete the online exam, and all team members must complete the exam within the same 3 hour window.
• The online exam cannot be paused and students cannot skip questions.
• Students must complete the online exam without any assistance or aids.
• Individual Exam Scoring:
  • +10 points for each correct answer
  • 0 points for each incorrect answer
• Team Scoring: the sum of the top three individual scores on each team make up the team score.

• The State Champion team in Missouri will be determined as the highest-scoring team on the online exam. In case of a tie, the team completing the exam in the shortest time will be designated as the State Champion.

• The State Champion team will be invited to participate in the National Personal Finance Challenge Finals.

Accessing Your Student and Team Data:

• Once all of your student teams have completed the challenge, teachers can access their scoring and category data from their Team Administration page. Scoring data will show both the individual student score as well as the team score, while the category report will show student performance in each subject. For a walkthrough on accessing student data, please watch this short video.