How it Works

It's quite simple, really!

Go to

Click on Missouri.

Register as a teacher.

Once you have registered as a teacher, you can begin to create student teams of four students. After creating your teams, you will be given unique access codes for each student. Distribute these access codes to your students when they are ready to take the Challenge.

Once competition begins, students can enter the Finance Challenge ONLINE website and complete a 30-question, rapid-fire exam consisting of categories on

  • Earning Income & Protecting and Insuring
  • Using Credit & Buying Goods and Services
  • Saving & Financial Investing


Each student will be given 35 minutes to complete the test and all team members must complete the exam within the same 3 hour window.

Scoring: the sum of the top three individual scores on each team make up the team score. Scoring on individual tests are as follows:

  • +10 points for each correct answer
  • 0 points for each incorrect answer

There are four answer choices for each questions, and all questions must be answered; no question can be left blank.

Please note: teachers may have unlimited teams in the online portion of the Challenge.  Teachers with qualifying teams for the State Finals competition will be notified via email by 5:00pm CST Monday, March 26, 2018. The top two teams in each region will advance to the State Finals in on Friday, April 13, 2018.