Getting Started

  • Register as a teacher on this page to the left.
  • Once you have registered as a teacher, you can begin to create student teams of three to four students per team.
  • After creating your teams, you can download unique access codes for each student. Distribute these access codes to your students when they are ready to take the Challenge.
  • Once competition begins, February 24 - April 8, 2022, select a day and time block for your students to take the online test. Scheduling of the online testing is done at each teacher’s own discretion with the teacher acting as the proctor. Students who are not attending in-person classes at  school will take the online Challenge at their homes durng the testing period under the supervision of a parent/guardian.
  • Registered students can enter the Finance Challenge ONLINE website and complete a 30-question, rapid-fire exam consisting of categories on Earning Income, Buying Goods and Services, Saving, Using Credit, Financial Investing, and Protecting and Insuring. Each student will be given 35 minutes.
  • Each student is to complete the challenge as an individual; students do not work as a group. Students may not utilize any outside materials or testing aids (i.e. calculators) during their challenge session. The teacher/advisor is not to help the students by guiding them or re-phrasing a question.
  • Winners will be announced April 14, 2022.  Participating teachers will receive a team ranking notification via email for each team completing the exam. 

Student Eligibility 

Students must be enrolled in high school courses for the 2021-2022 academic school year to participate in the high school competition (grades 9-12). For the middle school competition, students must be enrolled in middle school courses for the 2021-2022 academic year.



The sum of the top three individual scores on each team make up the team score. The highest individual score possible is 300. The highest team score possible is 900.

Scoring on individual tests are as follows:

  • +10 points for each correct answer
  • 0 points for each incorrect answer
  • 0 points for each unanswered question

 After students have tested teachers may log back in to obtain individual student scores and team scores. In the event of a tie between teams, the mean quiz time of the top three individual scores will be used to break the tie.