Register as a teacher. 

Once you have registered as a teacher, you can begin to create student teams of three to four students. After creating your teams, you can download unique access codes for each student. This will serve as the student’s log-in for the competition. Distribute these access codes to your students when they are ready to take the Challenge. 

Once competition begins, students can enter the Finance Challenge ONLINE website and complete a 30-question exam consisting of categories of Income and Money Management, Spending and Credit, and Saving and Investing. Each student will be given 35 minutes to take the exam. Only the top 3 scores will be calculated for the team score. Therefore, a team of 4 students will have the lowest score dropped. 

Each student is to complete the challenge as an individual; students do not work as a group. Students may not utilize any outside materials or testing aids during their challenge session. The advisor is not to help the students by guiding them or re-phrasing a question. 

Scoring: the sum of the three high scores on each team make up the team score. Scoring is as follows: 

• +10 points for each correct answer 
• 0 points for each unanswered question or incorrect answer.

Winners will be notified once the on-line Challenge window has closed.