Everything You Need to Know about the Indiana Personal Finance Challenge!

IMPORTANT:  For Indiana's winning high school team, the National Personal Finance Challenge sponsors will pay for hotel accommodations for 4 team members and one chaperone/teacher, along with dinner the evening before the national competition and breakfast and lunch the day of the national competition.  Transportation to the national championship in Lincoln, Nebraska is the responsibility of the winning team, school, or school district.  Both of Indiana's winning middle and high school teams will receive awards and an invitation to a state-wide event recognizing their accomplishment!!  


Here's how you and your students participate in the 2019 Indiana Personal Finance Challenge:

1.  Click for the competition teacher's guide, including the rules.  Please note that the Indiana Personal Finance Challenge rules may vary from the national rules.

2.  Go to the Finance Challenge portal page at

3.  Click on Indiana and register as a teacher/coach in the appropriate division (middle or high school).  

4.  After your registration has been approved, you can begin creating teams of 4 students (competing with 3 team members is acceptable, if necessary).

5.  After creating your team(s), you can download unique access codes for each student. Distribute these access codes to your students when they are ready to begin the online competition.  Please keep these codes safe.  A code cannot be used by a student for whom it was not created. 

6.  The Indiana Personal Finance Challenge runs from Monday, April 1 through Friday, April 12, 2019.  Teams may login and compete on any one of these days, excluding the weekend dates of Saturday, April 6, Sunday, April 7.  The testing portal will be open from 6:00am - 6:00pm eastern time for that two-week period. 

 Testing days and times during the online competition window are left to the discretion of the teacher/coach but must be between the hours and on one of the days listed above. Members of a team do not have to compete on the same day!  A team member, in coordination with the teacher/coach, may choose the best day and time to compete, within the parameters listed above. 

7. Once the competition begins, each team member will enter the website, click on "Student Access," enter their access code, then complete a 35-minute, 30-question, rapid-fire exam on topics including income and money management, spending, credit, saving and investing.  Teams should be prepared for some grade-appropriate, basic economic concepts to be tested as well.  

While this is a team competition, each student must complete his or her exam individually.  Students must not work as a group.  Teachers/coaches should supervise student participants during all testing periods.  In addition, students may not utilize any outside materials or testing aids during the competition (i.e. no books, calculators, etc.)  A pencil and piece of scratch paper is acceptable.  Students are not to be given any help or guidance from their teacher or any other person(s), including teammates. Competition questions should not be explained or re-worded for students. Teachers/coaches will be asked to sign and submit a form certifying that their team(s) will comply with competition rules. 

8.  Scoring:  The sum of the top 3 individual scores on each team make up the team score. 

Scoring on individual tests is as follows: +10 for each correct answer, 0 points for each unanswered question. The -5 points for incorrect answers has been eliminated. Scores will be available after the competition window has closed.  

9.  The announcement of state champions in each division and those teams finishing in 2nd - 10th place in each division will be announced by April 17, 2019. 

Scores will be available by logging in at the Finance Challenge web site at the conclusion of the competition!