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How it Works


Welcome to the Virginia Personal Finance Challenge ONLINE competition!

There is no cost to either teachers or students to participate in the Virginia Personal Finance Challenge ONLINE!

The Virginia Personal Challenge is an opportunity for students to demonstrate their knowledge of personal finance and economic literacy by competing with other students across the state. Teams of three to four students complete online exams that may qualify them for an exciting championship competition.


All high school students are eligible. No formal courses in personal finance are required. Any team of students interested in personal finance is encouraged to compete. Schools may enter multiple teams in their qualifying divisions. Students not currently enrolled in a qualifying course may participate, as long as they are coached by a school-sanctioned teacher and registered by the teacher.

Students competing in the Virginia Pesonal Finance Challenge Online may also participate in the Virginia Economics Challenge Online competition. Click HERE to go to the Virginia Economics Challenge Online site.

Funding for this program was made available to teachers and students through the generous support of the Voya Foundation and the Council for Economic Education as well as Bank of America.