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How it Works

How it Works

It's quite simple and free:

Click on Teacher Registration link on the upper left margin of this page.

Once you have registered as a teacher, you can begin to create as many teams of four students as you'd like. After creating your teams, you will be given unique access codes for each student. Distribute these access codes to your students when they are ready to take the challenge.


In the online competition during the month of March, middle school and high school students use their unique access code to enter the Finance Challenge ONLINE.  In both divisions, students individually complete a 30-question, rapid-fire exam consisting of categories on Earning Income & Protecting and Insuring, Using Credit & Buying Goods and Services, and Saving & Financial Investing. Every question must be answered to move on, and students are not able to go back to previous questions.  Each student will be given 35 minutes and all team members must complete the test on the same day.  The online challenge cannot be paused once students have started.

Scoring on individual tests are as follows:

  • +10 points for each correct answer
  • 0 points for each incorrect answer
  • All questions must be answered

Middle School and High School teachers will be notified of both their team and individual student scores once the online Challenge window has closed. 

Middle School Division prize winners will be determined from the individual scores statewide.

For the High School Division, each teacher may bring one team to the State Semi-Finals.  Teachers may reconstitute the members of their team.  However, all high school Semi-Finals and Finals participants must have competed in the online competition during March.  Teams competing in the Finals cannot be reconstituted from the Semi-Finals.